Frequently Asked Questions
FAQs
Do you lend money directly?
1
No. Panthera Consulting is a capital advisory firm. We structure deals, position businesses correctly, and connect them with the most appropriate capital sources.
What types of businesses do you work with?
2
We work with established businesses across construction, real estate, healthcare, manufacturing, and services. Most clients have active operations and are generating revenue.
What makes you different from other brokers?
3
We don’t approach this transactionally. We evaluate how your business presents to capital, structure the deal properly, and guide the process through execution. The goal is not just approval—it’s using the right capital in the right way. If you don’t qualify for loan right away, we offer solution to help get you there.
What size businesses are a good fit?
4
Typically businesses doing $500K+ in annual revenue.
That said, we evaluate based on the full picture—not just revenue.
What types of funding do you help with?
5
We work across:
Business loans & working capital
Lines of credit
Equipment financing
SBA & bank loans
Commercial real estate financing
Purchase order financing
Invoice factoring
We focus on matching the right capital to the situation—not pushing a product.
How quickly can I get funding?
6
It depends on the deal. Some transactions move in days. Others require more structuring.
Speed is a byproduct of alignment—when the deal is positioned correctly, things move faster.
Can you help if I’ve been declined?
7
Yes, this is a common starting point.
A decline usually points to a structural issue, not necessarily a lack of viability.
We identify what caused it and adjust accordingly.
Do you work with businesses that already have debt?
8
Yes. In many cases, the focus is on restructuring or improving the capital stack so it becomes sustainable.
Do you always recommend taking capital?
9
No. In some cases, the better move is to adjust positioning first and access better capital later. We’ll tell you directly if that’s the case
How quickly can I get funding?
6
It depends on the deal. Some transactions move in days. Others require more structuring and underwriting.
Speed is a byproduct of alignment—when the deal is positioned correctly, things move faster.
Can you help if I’ve been declined?
7
Yes, this is a common starting point. A decline usually points to a structural issue, not necessarily a lack of viability. We identify what caused it and adjust accordingly.
Do you work with businesses that already have debt?
8
Yes. In many cases, the focus is on restructuring or improving the capital stack so it becomes sustainable.
Do you always recommend taking capital?
9
No. In some cases, the better move is to adjust positioning first and access better capital later. We’ll tell you directly if that’s the case
Do you help with business credit?
10
Yes, selectively.
Through our partnership with Assurance Business Concepts, we support businesses that need to strengthen their credit and lender readiness before accessing higher-quality capital.
When would I need credit building instead of funding?
11
When the business isn’t yet positioned to access the type of capital it’s seeking. In those cases, preparation can significantly improve outcomes and reduce long-term cost.
What happens in the initial consultation?
12
We review your business, your objectives, and your current capital position. From there, we determine:
What’s viable
What needs adjustment
What the next step should be
Is the consultation really complimentary?
13
Yes. It’s a working conversation designed to bring clarity—not a sales call.
What happens after the consultation?
14
If there’s a viable path, we move into structuring and execution. If not, we’ll outline what needs to change and when to revisit.
How do I get started?
15
Start by scheduling a consultation. We’ll review your situation and give you a clear direction from there.